Want to speak to a licensed agent?|📞 (386) 755-9070|Larry Shaw

Insurance Insights

Tips, guides, and updates to help Florida homeowners make smart insurance decisions.

Latest Articles

From Our Agents

Written by licensed Florida insurance professionals with 35+ years of experience.

🏠
Homeowners
What Florida Homeowners Need to Know About Roof Age and Insurance
Your roof age is one of the biggest factors in your homeowners insurance rate in Florida. Many carriers won't write a policy on a roof over 20 years old — and some have even tighter limits. Here's what you need to know before you shop for coverage.
5 min readRead more →
🌊
Flood Insurance
Does Your Homeowners Policy Cover Flood Damage? The Answer May Surprise You
Many Florida homeowners are shocked to discover their standard homeowners policy doesn't cover flood damage at all. Not a single dollar. Find out what you need to be fully protected — and what flood insurance actually costs.
4 min readRead more →
💨
Hurricane Season
Hurricane Season Prep: Is Your Insurance Ready?
Before hurricane season hits, make sure your coverage is up to date. A checklist every Florida homeowner should review.
4 min readRead →
🚗
Auto Insurance
Florida's No-Fault Insurance Law: What Drivers Need to Know
Florida is a no-fault state, which means your own insurance pays for your injuries regardless of who caused the accident. Here's how it works.
5 min readRead →
💡
Money Tips
5 Ways to Lower Your Florida Homeowners Insurance Premium
From wind mitigation upgrades to bundling policies, these proven strategies can significantly reduce what you pay each year.
6 min readRead →
🏡
Mobile Home
Mobile Home Insurance in Florida: What's Different and What to Look For
Manufactured homes face unique risks in Florida. Here's what your policy needs to cover and which carriers specialize in mobile home coverage.
4 min readRead →
🗺️
Flood Zones
How to Check Your Florida Flood Zone — And What It Means for Your Insurance
Not sure if you're in a flood zone? Here's how to find out and what it means for your insurance requirements and premiums.
3 min readRead →
📋
Claims
What to Do Immediately After a Storm Damages Your Home
The steps you take in the first 24 hours after storm damage can make a big difference in your claims outcome. Here's what to do.
5 min readRead →

Questions About Your Coverage?

Our licensed agents are here to help — no pressure, no runaround.

Get a Free Quote →