Our Story
American Insurance Services of Lake City has been serving North Florida families and businesses since 1989. For over 35 years, we've built our reputation on one simple principle: we work for our clients, not the insurance companies.
As an independent agency, we have the freedom to shop your coverage across Florida's top carriers — finding you the right protection at the best possible price. Whether you're insuring your first home, your family's vehicles, or protecting against Florida's unique risks like hurricanes and flooding, we have the experience and carrier relationships to get it done right.
Our History
Founded in Lake City
American Insurance Services opens its doors in Lake City, Florida, committed to serving the North Florida community.
Growing Our Carrier Network
We expanded our relationships with Florida's leading home and auto carriers, giving our clients more options and better rates.
Navigating Florida's Insurance Market
Through major hurricanes and market disruptions, we stood by our clients — helping them file claims and find coverage when others couldn't.
35+ Years Strong
Still independently owned, still in Lake City, and still putting our clients first. Now with online quoting to make the process even easier.
What We Believe
Honesty First
We'll always tell you what you actually need — not just what earns the highest commission.
Local Knowledge
We know North Florida's risks, neighborhoods, and carriers better than any national agency ever could.
Real Relationships
You get a real person who knows your name and your situation — not a call center and a ticket number.
Always Shopping
We don't set it and forget it. We shop your coverage regularly to make sure you always have the best rate.
Ready to Work With Us?
Get a free quote in minutes or give us a call — we'd love to help.
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